New to crypto?

Get $50 in, in minutes.

No prior crypto experience needed. Pick a rail below, follow the numbered steps, and your Zap.Tips wallet is ready to pay. All amounts are examples.

Strike (US) Cash App (US) Bitrefill and vouchers USDT on Polygon
Rail 1

Strike over Lightning (US)

The fastest way in if you have a US debit card. Instant with debit, free but slower over ACH.

1

Download Strike and create an account.

2

Link a debit card or your bank account. A debit card funds instantly. A bank transfer over ACH is free but takes about 1 to 3 days.

3

Buy about $50 of Bitcoin inside the app. Strike does not use credit cards for buying Bitcoin.

4

In Zap.Tips, open your Bitcoin top-up and copy the Lightning invoice.

5

In Strike, send that amount over Lightning. It lands in your balance in seconds.

Rail 2

Cash App over Lightning (US)

Already have Cash App? Buy Bitcoin and withdraw it over Lightning for free.

1

Open Cash App and add money from a debit card or your bank.

2

Buy about $50 of Bitcoin in the Bitcoin tab. Cash App does not use credit cards for buying Bitcoin.

3

In Zap.Tips, open your Bitcoin top-up and copy the Lightning invoice.

4

In Cash App, choose to withdraw Bitcoin over Lightning and paste the invoice. Lightning withdrawal is free.

5

Your Bitcoin balance is ready to spend in seconds.

Rail 3

Vouchers and gift cards

Bitrefill

Bitrefill sells gift cards and Bitcoin vouchers you can redeem to a Lightning invoice from your Zap.Tips top-up.

Azteco

Azteco vouchers work too. Buy a code, then redeem it to a Lightning invoice. Note that Azteco is a retail buy, so expect a markup over the market rate.

Get an Azteco voucher
Rail 4

Fund with USDT

Prefer a stable dollar balance? Buy USDT on an exchange and withdraw it to your top-up address.

1

Buy USDT on an exchange you already use.

2

In Zap.Tips, pick the USDT chain and copy the top-up address.

3

Withdraw USDT to that address on the same chain. Polygon is the cheapest option.

4

Send on the selected chain only. USDT sent on the wrong chain is lost.

Which USDT chain?

Polygon has the lowest fees and is the default. Ethereum, Tron, BNB Chain, Solana, Arbitrum, and Base also work. Whichever you pick, send on that chain only. USDT sent on the wrong chain cannot be recovered.

Funded? Time to pay.

Open the wallet and scan your first VietQR.

Open the app See fees and limits